Greg Walden - Are Americans gaming the system to get cheaper Obamacare coverage?

Some Republicans who want to repeal and replace the Affordable Care Act have recently argued that the current law encourages beneficiaries to game the system to get 12 months of coverage for the price of nine. The idea is that the law bars insurers from cutting off beneficiaries from their coverage during the first three months after they have stopped paying their premiums. This provision was intended to protect beneficiaries from being caught without coverage due to sudden financial crises or paperwork errors. But this provision does, in theory, allow people to stop paying their premiums after nine months, not ...